231 W 148th Street #4-M

Spacious 3BR HDFC Opportunity with Ultra-Low Maintenance — Just $1335/Month (Includes Taxes!) This is the one buyers wait for. Welcome to The Washington — a sun-filled, oversized three-bedroom home offering incredible value, flexible layout, and rare affordability in the heart of Upper Harlem. Positioned on a quiet, tree-lined block, this residence features three well-proportioned bedrooms, excellent closet space, and beautiful hardwood floors throughout. A proper living and dining area creates a true sense of separation and flow — ideal for both everyday living and entertaining. The home is complete with a full bathroom plus an additional powder room, a rare bonus at this price point. Full-Service HDFC Co-op with Amenities Originally built in 1920 and converted in 2003, The Washington is a well-maintained, pet-friendly cooperative offering: Live-in superintendent Fitness center Bike storage Community room & playroom Two central laundry rooms Private, key-access courtyard with BBQ area Garage parking directly across the street Financials & HDFC Requirements Maintenance: $1335/month (includes taxes) Financing: Up to 90% permitted Income cap: $284,250 (250% AMI, regardless of household size) DTI requirement: Under 30% Subletting: Allowed after 2 years (board approval required) Flip tax: None Opportunities like this are increasingly rare — a true three-bedroom with this level of space, condition, and carrying cost is hard to replicate. Reach out to schedule a private showing.