Milton Coste

Licensed Real Estate Associate Broker

(917) 416-7433
138 Fulton Street #2

For Sale · Listing by Sothebys International Realty

138 Fulton Street #2

Financial District, Manhattan

$2,300,000

Interested in this property?
Active For Sale Condo

$2,300,000

$1,054 per sq ft

138 Fulton Street #2

Financial District, Manhattan

MLS® #RLS20112374

RLS at REBNY

Listing by Sothebys International Realty

4
Bedrooms
2.5
Baths
2,183
Sq. Ft.
1920
Year Built

Quick Summary

Bedrooms 4
Bathrooms 3 full, 1 half
Living Area 2,183 sq ft
Lot Size 2,718 sq ft
Year Built 1920
Ownership Condo
HOA/Common Charges $1,170/mo
Property Taxes $36,180/yr
Neighborhood Financial District
Floor 2 of 5

Property Highlights

  • Views: City
  • Exposure: North,South facing
  • Outdoor Space: Building Terrace, Terrace

Property Details

Type Condo
Ownership Condominium
Total Rooms 5
Baths 2 Full, 1 Half
Floor 2 of 5
View City
Exposure North,South
Pets Yes
Year Built 1920
Living Area 2,183 sq ft
Architectural Style Prewar,Loft
Structure Type None
Furnished Unfurnished
Lot Size 2,718 sq ft
Parcel # 0079-1002
Block/Lot 00079/1002

Listing History

Event Date Price Change
Listed Sep 10, 2026 $2,300,000 -
Currently Sep 10, 2026 $2,300,000 -

Description

Expansive, Character-Filled Live/Work Loft in the Heart of FiDi Spanning nearly 2,200+/- square feet, Loft 2 at 138 Fulton Street offers a rare combination of architectural character, generous proportions, and remarkable flexibility in the heart of the Financial District. Just one flight up in a boutique condominium dating to 1920, this expansive loft is currently configured with four bedrooms and outdoor space to enjoy. Original exposed wood beams, brick walls, and terrazzo floors preserve the distinctive industrial character of the building, once home to an eyeglass factory in the early 1900s. High ceilings, substantial custom storage, a private patio, low monthly common charges, and the added versatility of live/work use all add to the appeal of this unique downtown home. Four oversized north-facing windows bring abundant natural light into the open living, dining, and kitchen areas. Soaring wood-beamed ceilings reaching approximately 11.5 feet and exposed brick lend warmth and texture throughout. The expansive living area allows for a variety of furniture configurations, while the dining area easily accommodates a sizable table for everyday meals, gatherings with friends, and holiday entertaining. The generous chef’s kitchen offers ample workspace and storage, stainless-steel appliances, and a large island with casual bar seating. Just off the kitchen, a utility room houses a side-by-side washer and dryer along with floor-to-ceiling storage. The main living space also incorporates dedicated media and home office areas, while a deep coat closet and sleek powder room complete this section of the home. A long hallway lined with custom floor-to-ceiling closets leads to the loft’s private bedroom wing. The primary bedroom opens directly onto the patio, where original iron window shutters and a Weber grill add to the distinctive character of the outdoor space. Inside, high ceilings, exposed beams, and brick walls continue the loft aesthetic, while the bedroom itself comfortably accommodates a California king bed. Generous walk-through closets lead to the primary bath, finished in stone tile and featuring dual shower heads. Three additional bedrooms, all generously proportioned and outfitted with custom wood storage cabinetry, complete the private wing. A second full bath, conveniently located off the hallway, features stone tile and custom stainless-steel shelving. 138 Fulton Street is ideally positioned among Lower Manhattan’s dining, shopping, cultural, and waterfront destinations. The Fulton Street transit hub is less than 500 feet away, providing access to the A, C, J, Z, 2, 3, 4, and 5 trains, with the R/W and World Trade Center PATH station also within easy reach. The Seaport District, Oculus and One World Trade Center, Wall Street and the New York Stock Exchange, along with an extensive selection of restaurants, cafés, markets, and nightlife, are all nearby.

Features & Amenities

Interior Features

Entrance Foyer Eat In Kitchen High Ceilings In Unit

Exterior Features

Private Outdoor Space Over60 Sqft Building Terrace Terrace

Appliances

Dryer Washer Dryer Stacked Dishwasher Washer

Building Information

Building Data View Compliance & Permits
Total Units 4
Stories 5
Structure None
Style Prewar,Loft

Financial Details

Common Charges $1,170/mo
RE Taxes $36,180/yr ($3,015/mo)

The Financial District occupies the southern tip of Manhattan, where landmark office towers have been converted into spacious residential lofts alongside new luxury high-rise condominiums with river and harbor views. The Oculus and Fulton Center transit hubs connect over a dozen subway lines, including the 2, 3, 4, 5, A, C, J, and Z trains, making it one of the best-connected neighborhoods in the city. Battery Park, Bowling Green, and the 9/11 Memorial provide open green space and waterfront access at the foot of the skyline.

Financial District Live Market Data

View Neighborhood

Active Listings

189

Median Asking Price

$1.19M

Median $/Sqft

$1,302

Avg Days on Market

N/A

New This Week

22

Price Reduced

30%

Sold (30 Days)

14

Median Sale Price

$1.23M

Live data from RLS at REBNY • Updated 9/10/26, 5:37 PM EST

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Location

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138 Fulton Street #2, Financial District, New York County

Floor Plans

Floor Plan 1

Building Information

Official NYC property records for this building

1920
Year Built
106 years old
5
Floors
5
Residential Units
C5-5
Zoning District
Condominiums

Tax & Assessment

Assessed Value: $3,907,801
Land Value: $432,000
Exemptions: $0

Note: Individual unit taxes may differ. Verify current tax bills with NYC DOF.

Lot Area: 2,718 SF
Building Area: 13,774 SF
Built FAR: 5.07
Allowed FAR: 10

Source: NYC PLUTO (Primary Land Use Tax Lot Output), NYC Department of City Planning (data.cityofnewyork.us)

Want help estimating ownership costs or understanding building compliance? Let's discuss

Frequently Asked Questions

Common questions about this property

The current listed common charges are $1,170 per month. Confirm the exact amount with Milton Coste before making an offer.

The current listed annual property tax is $36,180, or roughly $3,015 per month. Verify the current assessment with your attorney before closing.

This property has 4 bedrooms and 2 full bathrooms and 1 half bathroom.

The listed interior living area is 2,183 square feet. Verify dimensions independently during due diligence.

According to MLS records, the building was constructed in 1920, making it approximately 106 years old.

This listing is a condominium. Buyers receive a deed to their individual unit and own their space outright, subject to condo association rules.

Pets are permitted at this property. Contact Milton Coste for weight limits or breed restrictions.

At the current list price of $2,300,000 for 2,183 sq ft, the asking price per square foot is approximately $1,054. This figure is for reference only and may differ from appraised or assessed values.

To schedule a private showing, contact Milton Coste at (917) 416-7433 or milton@miltoncoste.com. Per REBNY guidelines effective 2025, a Buyer Representation Agreement is required before a buyer's broker can show you properties. You may attend open houses independently without one.

Have a question not answered here?

(917) 416-7433
MLS® ID: RLS20112374
First Listed: 9/2/2026
On Market: 9/10/2026
Contract Date: 7/31/2026

Listing Courtesy of Sothebys International Realty - Kathryn A Swift

Listing Contact: (212) 810-4955

Listing information for certain New York City properties provided courtesy of the Real Estate Board of New York's Residential Listing Service (the "RLS"). The information contained in this listing has not been verified by the RLS and should be verified by the consumer. The listing information provided here is for the consumer's personal, non-commercial use. Retransmission, redistribution or copying of this listing information is strictly prohibited except in connection with a consumer's consideration of the purchase and/or sale of an individual property. This listing information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., all rights reserved. This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.

Broker Commission Disclosure: Broker commissions are not set by law and are fully negotiable.

Buyer Notice: Planning to work with a buyer's broker? A Buyer Representation Agreement is required before your broker can show you properties, per REBNY/UCBA guidelines (effective 2025). You may attend open houses independently without one.

RLS at REBNY

RLS Data display by Keller Williams NYC. Data last updated on 9/10/2026 at 9:37 PM UTC

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Financial District Market Update

14 sales last 30 days · $1.19M median · 13.5 months supply

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Quick Facts

Status Active Type Condo Neighborhood Financial District Borough Manhattan
County New York
Floor 2 of 5
Year Built 1920
First Listed 9/2/2026
Style Prewar,Loft
Living Area 2,183 sqft
Common Charges $1,170/mo
Annual Tax $36,180

Monthly Costs Estimate

Down Payment 20%

$460,000

Interest Rate Loading...

Source: Freddie Mac PMMS

Loan Term 30 years

Est. Monthly Payment

$0

Principal & Interest $0
PMI (under 20% down) $0
Common Charges $1,170
Est. Taxes $3,015
Total Monthly $0

Estimates only. Consult a lender for exact figures.

Mansion tax applies at this price point

New York State charges the buyer a mansion tax on residential purchases at $1,000,000 or more. At this asking price the tier is $2M to $2,999,999 at 1.25%, applied to the whole purchase price. It is due in cash at closing and cannot be financed.

Estimated mansion tax at asking

$28,750

Run the numbers on a different offer price

Estimate based on the asking price. Confirm your own obligation with your real estate attorney.

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