Milton Coste

Licensed Real Estate Associate Broker

(917) 416-7433

Housing Development Fund Corporation

NYC HDFC Co-ops

113 HDFC co-ops available

Affordable housing • Income restrictions apply • Lower prices than market rate

What is an HDFC Co-op?

HDFC (Housing Development Fund Corporation) co-ops are affordable housing units with income restrictions. Buyers must meet income limits (typically 80-165% of Area Median Income) to qualify.

113

Available

$95K

Starting From

$416K

Average Price

31

Neighborhoods

HDFC by Neighborhood

Washington Heights (14)Harlem (10)South Harlem (10)Central Harlem (9)Hamilton Heights (8)Williamsburg (5)Crown Heights (5)East Harlem (5)Morris Heights (5)Upper West Side (4)Hell's Kitchen (4)East Village (3)Morningside Heights (3)Concourse Village (3)Highbridge (3)

HDFC Co-ops for Sale

113 listings
113 HDFC co-ops found
350 S 4th Street #3F Active

$449,000

Co-op
1 bd | 1 ba

$350/mo maintenance

350 S 4th Street #3F

Williamsburg

POWERED BY DMT LLC RLS
13 W 106th Street #4A Active

$299,000

Co-op
1 bd | 1 ba

$799/mo maintenance

13 W 106th Street #4A

Upper West Side

Compass RLS
11 St Nicholas Avenue #5A/5H Active

$450,000

Co-op
2 bd | 2 ba

$2,290/mo maintenance

11 St Nicholas Avenue #5A/5H

Harlem

Compass RLS
157 W 123RD Street #2H Active
Open House • Mon, Sep 28 • 12:00 PM–4:00 PM +4 more

$315,000

Co-op
1 bd | 1 ba

$490/mo maintenance

157 W 123RD Street #2H

South Harlem

Douglas Elliman Real Estate RLS
465 EASTERN Parkway #D Active
Open House • Mon, Sep 28 • 8:00 PM–8:30 PM

$310,000

Co-op
1 bd | 1 ba

$242/mo maintenance

465 EASTERN Parkway #D

Crown Heights

Douglas Elliman Real Estate RLS
50 W 106TH Street #8B Active

$499,000

Co-op
1 bd | 1 ba

$933/mo maintenance

50 W 106TH Street #8B

Manhattan Valley

Corcoran Group RLS
1919 Madison Avenue #418 Active

$554,900

Co-op
2 bd | 1 ba

$1,499/mo maintenance

1919 Madison Avenue #418

Harlem

Compass RLS
1864 ADAM C POWELL Boulevard #74 Active

$1,150,000

Co-op
3 bd | 2 ba

$897/mo maintenance

1864 ADAM C POWELL Boulevard #74

South Harlem

Douglas Elliman Real Estate RLS
128 W 138th Street #3E Active

$275,000

Co-op
1 bd | 1 ba

$643/mo maintenance

128 W 138th Street #3E

Central Harlem

Compass RLS
3692 Broadway #64 Active

$225,000

Co-op
1 bd | 1 ba

$625/mo maintenance

3692 Broadway #64

Hamilton Heights

Bizzarro Agency LLC RLS
828 GERARD Avenue #2E Active

$220,000

Co-op
1 bd | 1 ba

$654/mo maintenance

828 GERARD Avenue #2E

Concourse

Brown Harris Stevens Residential Sales LLC RLS
834 RIVERSIDE Drive #1E Active

$275,000

Co-op
1 bd | 1 ba

$1,000/mo maintenance

834 RIVERSIDE Drive #1E

Washington Heights

Corcoran Group RLS
27 W 84th Street #1RW Active

$499,000

Co-op
1 bd | 1 ba

$471/mo maintenance

27 W 84th Street #1RW

Upper West Side

Compass RLS
157 W 123rd Street #5F Active

$310,000

Co-op
1 bd | 1 ba |400 sqft

$490/mo maintenance

157 W 123rd Street #5F

Harlem

Compass RLS
425 E 153RD Street #3A Active

$148,000

Co-op
3 bd | 1 ba

$454/mo maintenance

425 E 153RD Street #3A

Melrose

Douglas Elliman Real Estate RLS
311 E 3RD Street #3 Active

$515,000

Co-op
2 bd | 1 ba

$434/mo maintenance

311 E 3RD Street #3

East Village

Corcoran Group RLS
15 E 131ST Street #2A Active

$585,000

Co-op
2 bd | 2 ba

$1,240/mo maintenance

15 E 131ST Street #2A

Central Harlem

Douglas Elliman Real Estate RLS
317 E 3rd Street #11 Active

$500,000

Co-op
1 bd | 1 ba

$328/mo maintenance

317 E 3rd Street #11

East Village

Weichert Properties RLS
1384 Pacific Street #A2 Active

$450,000

Co-op
2 bd | 1 ba |825 sqft

$756/mo maintenance

1384 Pacific Street #A2

Crown Heights

Compass RLS
152 E 118th Street #5E Active

$375,000

Co-op
1 bd | 1 ba

$850/mo maintenance

152 E 118th Street #5E

East Harlem

Compass RLS
209 W 118TH Street #3F Active

$389,000

Co-op
1 bd | 1 ba

$733/mo maintenance

209 W 118TH Street #3F

South Harlem

Brown Harris Stevens Residential Sales LLC RLS
111 S 3RD Street #5F Active
Open House • Wed, Sep 30 • 5:00 PM–6:00 PM

$899,000

Co-op
2 bd | 1 ba |685 sqft

$640/mo maintenance

111 S 3RD Street #5F

Williamsburg

The Agency Brokerage RLS
137 W 142ND Street #4A Active

$419,000

Co-op
2 bd | 1 ba

$1,198/mo maintenance

137 W 142ND Street #4A

Central Harlem

Brown Harris Stevens Residential Sales LLC RLS
126 E 30th Street #1B Active

$275,000

Co-op
0 bd | 1 ba

$1,270/mo maintenance

126 E 30th Street #1B

NoMad

Compass RLS
126 E 30th Street #1A Active

$379,000

Co-op
0 bd | 1 ba

$1,270/mo maintenance

126 E 30th Street #1A

NoMad

Compass RLS
501 W 156TH Street #26 Active

$279,000

Co-op
3 bd | 1 ba

$1,000/mo maintenance

501 W 156TH Street #26

Washington Heights

Brown Harris Stevens Residential Sales LLC RLS
3115 Broadway #61 Active

$450,000

Co-op
2 bd | 1 ba

$855/mo maintenance

3115 Broadway #61

Morningside Heights

Howard Hanna NYC RLS
157 W 123rd Street #3E Active
Open House • Tue, Sep 29 • 9:30 AM–9:45 AM +3 more

$155,000

Co-op
0 bd | 1 ba |250 sqft

$350/mo maintenance

157 W 123rd Street #3E

Harlem

Harlem Lofts Inc RLS
36 W 138th Street #52 Active
Open House • Tue, Sep 29 • 8:45 AM–9:00 AM +3 more

$215,000

Co-op
1 bd | 1 ba |550 sqft

$477/mo maintenance

36 W 138th Street #52

Harlem

Harlem Lofts Inc RLS
211 W 144TH Street #6A Active

$310,000

Co-op
2 bd | 1 ba

$609/mo maintenance

211 W 144TH Street #6A

Central Harlem

Corcoran Group RLS
1864 ADAM C POWELL Boulevard #64 Active
Open House • Tue, Sep 29 • 11:00 AM–12:00 PM

$995,000

Co-op
3 bd | 2 ba

$892/mo maintenance

1864 ADAM C POWELL Boulevard #64

South Harlem

Douglas Elliman Real Estate RLS
185 E 163rd Street #E1 Active

$110,000

Co-op
1 bd | 1 ba |600 sqft

$710/mo maintenance

185 E 163rd Street #E1

Concourse Village

Compass RLS
457 W 35th Street #4E Active

$330,750

Co-op
2 bd | 1 ba

$827/mo maintenance

457 W 35th Street #4E

Hudson Yards

Compass RLS
94 Hamilton Place #6E Active
Open House • Mon, Sep 28 • 5:30 PM–6:15 PM

$225,000

Co-op
1 bd | 1 ba

$1,050/mo maintenance

94 Hamilton Place #6E

Hamilton Heights

Compass RLS
767 EASTERN Parkway #1B Active

$275,000

Co-op
1 bd | 1 ba

$407/mo maintenance

767 EASTERN Parkway #1B

Crown Heights

Douglas Elliman Real Estate RLS
773 EASTERN Parkway #3C Active

$285,000

Co-op
1 bd | 1 ba

$517/mo maintenance

773 EASTERN Parkway #3C

Crown Heights

Douglas Elliman Real Estate RLS
118 SCHENECTADY Avenue #109 Active 3D
Open House • Sat, Oct 3 • 12:00 PM–1:30 PM

$500,000

Co-op
2 bd | 1 ba |850 sqft

$632/mo maintenance

118 SCHENECTADY Avenue #109

Weeksville

Serhant RLS
4-6 W 105th Street #6-A Active

$450,000

Co-op
1 bd | 1 ba

$862/mo maintenance

4-6 W 105th Street #6-A

Upper West Side

EXP Realty NYC RLS
47 Fort Washington Avenue #61 Active

$799,000

Co-op
3 bd | 2 ba

$1,164/mo maintenance

47 Fort Washington Avenue #61

Washington Heights

Compass RLS
185 E 163RD Street #B2 Active

$230,000

Co-op
3 bd | 1 ba

$1,100/mo maintenance

185 E 163RD Street #B2

Concourse Village

Corcoran Group RLS
3115 Broadway #61 Active

$450,000

Co-op
2 bd | 1 ba

$855/mo maintenance

3115 Broadway #61

Morningside Heights

Howard Hanna NYC RLS
318 E 151ST Street #4B Active

$115,000

Co-op
1 bd | 1 ba

$695/mo maintenance

318 E 151ST Street #4B

Melrose

Corcoran Group RLS
185 E 163RD Street #F4 Active

$165,000

Co-op
1 bd | 1 ba

$750/mo maintenance

185 E 163RD Street #F4

Concourse Village

Corcoran Group RLS
1715 NELSON Avenue #4H Active

$110,000

Co-op
2 bd | 1 ba |737 sqft

$742/mo maintenance

1715 NELSON Avenue #4H

Morris Heights

Douglas Elliman Real Estate RLS
1200 WOODYCREST Avenue #1C Active

$145,000

Co-op
2 bd | 1 ba

$1,105/mo maintenance

1200 WOODYCREST Avenue #1C

Highbridge

Douglas Elliman Real Estate RLS
424 E 115TH Street #3A Active

$130,000

Co-op
0 bd | 1 ba |200 sqft

$775/mo maintenance

424 E 115TH Street #3A

East Harlem

Platinum Forbes Global Properties RLS
517 W 48TH Street #5F Active

$710,000

Co-op
2 bd | 1 ba

$818/mo maintenance

517 W 48TH Street #5F

Hell's Kitchen

Brown Harris Stevens Residential Sales LLC RLS
566 W 159TH Street #34 Active

$295,000

Co-op
2 bd | 1 ba |700 sqft

$718/mo maintenance

566 W 159TH Street #34

Washington Heights

Corcoran Group RLS
137 W 142nd Street #2B Active

$425,000

Co-op
2 bd | 1 ba

$1,198/mo maintenance

137 W 142nd Street #2B

Central Harlem

Compass RLS
1001 Anderson Avenue #42 Active

$169,000

Co-op
1 bd | 1 ba

$569/mo maintenance

1001 Anderson Avenue #42

Highbridge

Weichert Properties RLS
3692 Broadway #24 Active

$220,000

Co-op
1 bd | 1 ba

$637/mo maintenance

3692 Broadway #24

Hamilton Heights

Blu Realty Group RLS
149 S 4th Street #1 Active

$475,000

Co-op
2 bd | 1 ba |573 sqft

$650/mo maintenance

149 S 4th Street #1

Williamsburg

Keller Williams Realty Empire RLS
Active

$574,999

Co-op
3 bd | 2 ba |1,251 sqft

$1,720/mo maintenance

1885 LEXINGTON Avenue #3E

East Harlem

Corcoran Group RLS
1993 Amsterdam Avenue #33 Active

$350,000

Co-op
3 bd | 1 ba |630 sqft

$717/mo maintenance

1993 Amsterdam Avenue #33

Washington Heights

R New York RLS
214 BRADHURST Avenue #6 Active

$314,000

Co-op
1 bd | 1 ba |500 sqft

$853/mo maintenance

214 BRADHURST Avenue #6

Central Harlem

Bank Neary Inc RLS
582 MORGAN Avenue #3A Active

$770,000

Co-op
1 bd | 1 ba |680 sqft

$620/mo maintenance

582 MORGAN Avenue #3A

Greenpoint

The Agency Brokerage RLS
229 W 144th Street #41 Active

$159,000

Co-op
1 bd | 1 ba

$621/mo maintenance

229 W 144th Street #41

Harlem

Bizzarro Agency LLC RLS
611 W 156TH Street #55 Active

$450,000

Co-op
1 bd | 1 ba |900 sqft

$578/mo maintenance

611 W 156TH Street #55

Washington Heights

Brown Harris Stevens Residential Sales LLC RLS
2146 CORTELYOU Road #1R Active

$229,000

Co-op
1 bd | 1 ba

$830/mo maintenance

2146 CORTELYOU Road #1R

Flatbush

Douglas Elliman Real Estate RLS
157 W 123RD Street #2C Active

$365,000

Co-op
1 bd | 1 ba

$490/mo maintenance

157 W 123RD Street #2C

South Harlem

Brown Harris Stevens Residential Sales LLC RLS
330 S 3rd Street #1 Active

$299,000

Co-op
2 bd | 1 ba

$730/mo maintenance

330 S 3rd Street #1

Williamsburg

Howard Hanna NYC RLS
1200 WOODYCREST Avenue #2C Active

$145,000

Co-op
2 bd | 1 ba

$1,105/mo maintenance

1200 WOODYCREST Avenue #2C

Highbridge

Douglas Elliman Real Estate RLS
316 W 47TH Street #4F Active

$675,000

Co-op
2 bd | 1 ba

$748/mo maintenance

316 W 47TH Street #4F

Hell's Kitchen

Coldwell Banker Warburg RLS
800 Riverside Drive #1C Active 3D

$1,100,000

Co-op
2 bd | 2 ba

$1,250/mo maintenance

800 Riverside Drive #1C

Washington Heights

Compass RLS
209 W 118TH Street #5K Active

$749,000

Co-op
2 bd | 1 ba

$929/mo maintenance

209 W 118TH Street #5K

South Harlem

Brown Harris Stevens Residential Sales LLC RLS
565 W 169TH Street #6F Active

$800,000

Co-op
2 bd | 2 ba

$1,187/mo maintenance

565 W 169TH Street #6F

Washington Heights

Brown Harris Stevens Residential Sales LLC RLS
101 LINDEN Street #4E Active

$600,000

Co-op
3 bd | 1 ba

$969/mo maintenance

101 LINDEN Street #4E

Bushwick

Corcoran Group RLS
128 W 138th Street #4B Active 3D

$349,000

Co-op
1 bd | 1 ba

$688/mo maintenance

128 W 138th Street #4B

Central Harlem

Compass RLS
16 W 119TH Street #4C Active

$325,000

Co-op
1 bd | 1 ba

$429/mo maintenance

16 W 119TH Street #4C

South Harlem

Brown Harris Stevens Residential Sales LLC RLS
533 E 6TH Street #5 Active

$1,350,000

Co-op
1 bd | 2 ba |1,100 sqft

$1,116/mo maintenance

533 E 6TH Street #5

East Village

The Agency Brokerage RLS
1521 BERGEN Street #308 Active 3D

$475,000

Co-op
2 bd | 1 ba

$729/mo maintenance

1521 BERGEN Street #308

Weeksville

Corcoran Group RLS
108 W 114th Street #4B Active

$280,000

Co-op
1 bd | 1 ba

$583/mo maintenance

108 W 114th Street #4B

Harlem

Compass RLS
157 BROOME Street #5E Active

$389,000

Co-op
0 bd | 1 ba

$267/mo maintenance

157 BROOME Street #5E

Lower East Side

Brown Harris Stevens Residential Sales LLC RLS
237 Hancock Street #11 Active

$400,000

Co-op
1 bd | 1 ba

$704/mo maintenance

237 Hancock Street #11

Bedford-Stuyvesant

Compass RLS
7 W 92nd Street #3A Active

$595,000

Co-op
1 bd | 1 ba

$900/mo maintenance

7 W 92nd Street #3A

Upper West Side

Compass RLS
78 E 127TH Street #8 Active

$265,000

Co-op
3 bd | 1 ba

$726/mo maintenance

78 E 127TH Street #8

Central Harlem

Brown Harris Stevens Residential Sales LLC RLS
Active 3D

$385,000

Co-op
2 bd | 1 ba

$1,055/mo maintenance

478 W 158TH Street #1

Washington Heights

Brown Harris Stevens Residential Sales LLC RLS
50 W 112th Street #6-G Active

$280,000

Co-op
1 bd | 1 ba

$735/mo maintenance

50 W 112th Street #6-G

West Harlem

R New York RLS
15 Fort Washington Avenue #4E Active

$275,000

Co-op
1 bd | 1 ba

$766/mo maintenance

15 Fort Washington Avenue #4E

Washington Heights

Compass RLS
524 W 152ND Street #10 Active

$295,000

Co-op
2 bd | 1 ba |675 sqft

$675/mo maintenance

524 W 152ND Street #10

Hamilton Heights

Corcoran Group RLS
409 EDGECOMBE Avenue #2A Active

$699,000

Co-op
3 bd | 3 ba

$1,800/mo maintenance

409 EDGECOMBE Avenue #2A

Hamilton Heights

Corcoran Group RLS
527 W 143rd Street #1 Active

$399,000

Co-op
2 bd | 1 ba

$691/mo maintenance

527 W 143rd Street #1

Hamilton Heights

Compass RLS
258 W 117th Street #24W Active 3D

$350,000

Co-op
1 bd | 1 ba

$792/mo maintenance

258 W 117th Street #24W

Harlem

Compass RLS
1855 ADAM CLAYTON POWELL JR Boulevard #5C Active

$1,350,000

Co-op
3 bd | 2 ba |2,200 sqft

$1,543/mo maintenance

1855 ADAM CLAYTON POWELL JR Boulevard #5C

South Harlem

Ann Ferguson LLC RLS
92 ST NICHOLAS Avenue #5E Active

$400,000

Co-op
3 bd | 1 ba

$1,325/mo maintenance

92 ST NICHOLAS Avenue #5E

South Harlem

Brown Harris Stevens Residential Sales LLC RLS
407 Keap Street #12 Active

$500,000

Co-op
1 bd | 1 ba

$405/mo maintenance

407 Keap Street #12

Williamsburg

Compass RLS
100 St Nicholas Avenue #7E Active

$650,000

Co-op
3 bd | 2 ba

$822/mo maintenance

100 St Nicholas Avenue #7E

Harlem

Compass RLS
424 E 115TH Street #2B Active

$139,000

Co-op
0 bd | 1 ba

$775/mo maintenance

424 E 115TH Street #2B

East Harlem

Platinum Forbes Global Properties RLS
175 CLAREMONT Avenue #51 Active

$550,000

Co-op
2 bd | 1 ba

$755/mo maintenance

175 CLAREMONT Avenue #51

Morningside Heights

Corcoran Group RLS
1212 Ocean Avenue #2A Active

$299,000

Co-op
1 bd | 1 ba

$604/mo maintenance

1212 Ocean Avenue #2A

Midwood

Compass RLS
2440 AMSTERDAM Avenue #5N Active

$325,000

Co-op
2 bd | 1 ba

$670/mo maintenance

2440 AMSTERDAM Avenue #5N

Fort George

Douglas Elliman Real Estate RLS
762 CAULDWELL Avenue #20 Active

$139,000

Co-op
2 bd | 1 ba |450 sqft

$692/mo maintenance

762 CAULDWELL Avenue #20

Longwood

Corcoran Group RLS
155 W 106TH Street #3C Active

$340,000

Co-op
1 bd | 1 ba

$640/mo maintenance

155 W 106TH Street #3C

Manhattan Valley

Corcoran Group RLS
35 Mt Morris Park W #3E Active

$425,000

Co-op
2 bd | 1 ba

$1,026/mo maintenance

35 Mt Morris Park W #3E

Harlem

Compass RLS
239 W 148TH Street #4C Active

$480,000

Co-op
1 bd | 1 ba

$1,072/mo maintenance

239 W 148TH Street #4C

Central Harlem

Bank Neary Inc RLS
Active

$299,000

Co-op
1 bd | 1 ba

$331/mo maintenance

695 9TH Avenue #5N

Hell's Kitchen

Corcoran Group RLS
424 E 115th Street #4C Active 3D

$110,000

Co-op
0 bd | 1 ba

$775/mo maintenance

424 E 115th Street #4C

East Harlem

Compass RLS
1715 NELSON Avenue #4B Active

$105,000

Co-op
2 bd | 1 ba

$743/mo maintenance

1715 NELSON Avenue #4B

Morris Heights

Douglas Elliman Real Estate RLS
1715 NELSON Avenue #5D Active

$95,000

Co-op
1 bd | 1 ba

$665/mo maintenance

1715 NELSON Avenue #5D

Morris Heights

Douglas Elliman Real Estate RLS
1715 NELSON Avenue #5G Active

$120,000

Co-op
2 bd | 1 ba

$743/mo maintenance

1715 NELSON Avenue #5G

Morris Heights

Douglas Elliman Real Estate RLS
557 W 150TH Street #31 Active

$200,000

Co-op
1 bd | 1 ba

$750/mo maintenance

557 W 150TH Street #31

Hamilton Heights

Brown Harris Stevens Residential Sales LLC RLS
118 W 123RD Street #74 Active

$545,000

Co-op
3 bd | 1 ba

$979/mo maintenance

118 W 123RD Street #74

South Harlem

Brown Harris Stevens Residential Sales LLC RLS
575 OCEAN Avenue #4B Active

$249,000

Co-op
1 bd | 1 ba

$642/mo maintenance

575 OCEAN Avenue #4B

Flatbush

Corcoran Group RLS
537 W 133RD Street #13 Active

$319,000

Co-op
2 bd | 1 ba

$633/mo maintenance

537 W 133RD Street #13

Manhattanville

Corcoran Group RLS
515 W 135TH Street #3A Active

$379,000

Co-op
3 bd | 1 ba

$754/mo maintenance

515 W 135TH Street #3A

Hamilton Heights

Corcoran Group RLS
526 W 158th Street #31 Active

$205,000

Co-op
2 bd | 1 ba

$1,000/mo maintenance

526 W 158th Street #31

Washington Heights

ENGEL & VOLKERS BROWNSTONE BROOKLYN RLS
513 W 157TH Street #3B Active

$530,000

Co-op
3 bd | 1 ba

$826/mo maintenance

513 W 157TH Street #3B

Washington Heights

Coldwell Banker Warburg RLS
1040 CARROLL Street #4J Active

$600,000

Co-op
2 bd | 1 ba

$890/mo maintenance

1040 CARROLL Street #4J

Crown Heights

Brown Harris Stevens Brooklyn LLC RLS
715 9TH Avenue #3RN Active

$450,000

Co-op
1 bd | 1 ba

$900/mo maintenance

715 9TH Avenue #3RN

Hell's Kitchen

The Agency Brokerage RLS
501 W 156th Street #25 Active

$295,000

Co-op
2 bd | 1 ba

$756/mo maintenance

501 W 156th Street #25

Washington Heights

Keller Williams NYC RLS
150 Featherbed Lane #3B Active

$149,000

Co-op
1 bd | 1 ba

$920/mo maintenance

150 Featherbed Lane #3B

Morris Heights

Bizzarro Agency LLC RLS
47 Fort Washington Avenue #43 Active

$450,000

Co-op
2 bd | 1 ba

$809/mo maint. + tax

47 Fort Washington Avenue #43

Washington Heights

Howard Hanna NYC RLS
141 Attorney Street #Apt 1A Active

$1,800,000

Co-op
3 bd | 1 ba

$590/mo maint. + tax

141 Attorney Street #Apt 1A

Lower East Side

Zarzuela Realty LLC RLS
RLS at REBNY This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.

2026 HDFC Income Requirements

Source: NYC HPD · nyc.gov/hpd · Updated Feb 2026

Income limits vary by building and are based on Area Median Income (AMI). Most HDFC co-ops require buyers to earn between 80% and 165% of AMI. The 2026 NYC AMI is $152,700 for a 3-person household (100% AMI).

80% AMI (1 person)

$95,040

Low-income threshold

120% AMI (1 person)

$142,560

Common HDFC limit

165% AMI (1 person)

$196,020

Upper HDFC limit

Family Size 80% AMI 100% AMI 120% AMI 130% AMI 165% AMI
1 person$95,040$118,800$142,560$154,440$196,020
2 people$108,560$135,700$162,840$176,410$223,905
3 people$122,160$152,700$183,240$198,510$251,955
4 people$135,680$169,600$203,520$220,480$279,840
5 people$146,560$183,200$219,840$238,160$302,280
6 people$157,440$196,800$236,160$255,840$324,720

* Income limits shown are 2026 NYC HUD AMI figures. Each HDFC co-op sets its own threshold (commonly 120–165% AMI). Contact the listing agent or the building's board for the specific eligibility criteria of each property. Source: NYC HPD Area Median Income 2025.

HDFC & Co-op Buyer Guides

Co-op vs. Condo: Which Is Right for You?

Ownership structure, board approval, financing: the full comparison.

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How to Ace Your Co-op Board Interview

What boards look for, common questions, and how to prepare.

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NYC Flip Tax Guide for Sellers

What co-op flip taxes are, how they're calculated, and who pays.

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HDFC Co-ops: Complete Guide

Income limits, resale caps, and how to qualify for affordable co-ops.

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