Housing Development Fund Corporation
NYC HDFC Co-ops
118 HDFC co-ops available
Affordable housing • Income restrictions apply • Lower prices than market rate
What is an HDFC Co-op?
HDFC (Housing Development Fund Corporation) co-ops are affordable housing units with income restrictions. Buyers must meet income limits (typically 80-165% of Area Median Income) to qualify.
118
Available
$95K
Starting From
$414K
Average Price
31
Neighborhoods
HDFC by Neighborhood
HDFC Co-ops for Sale
118 listings
Active
$449,000
Co-op$350/mo maintenance
350 S 4th Street #3F
Williamsburg
Active
$450,000
Co-op$855/mo maintenance
3115 Broadway #61
Morningside Heights
Active
$400,000
Co-op$2,290/mo maintenance
11 St Nicholas Avenue #5A/5H
Harlem
Active
$389,000
Co-op$733/mo maintenance
209 W 118TH Street #3F
South Harlem
Active
$669,000
Co-op$784/mo maintenance
535 W 52ND Street #9E
Hell's Kitchen
Active
$295,000
Co-op$490/mo maintenance
157 W 123rd Street #5F
Harlem
Active
3D
$300,000
Co-op$1,178/mo maintenance
2090 Madison Avenue #4A
Central Harlem
Active
3D
$200,000
Co-op$1,089/mo maintenance
16 E 132nd Street #1B
Central Harlem
Active
3D
$250,000
Co-op$1,089/mo maintenance
16 E 132nd Street #1A
Central Harlem
Active
$750,000
Co-op$1,107/mo maintenance
609 Columbus Avenue #PH-18N
Upper West Side
Active
3D
$545,000
Co-op$412/mo maintenance
242 W 112th Street #5B
Harlem
Active
$550,000
Co-op$1,240/mo maintenance
15 E 131ST Street #2A
Central Harlem
Active
$299,000
Co-op$490/mo maintenance
157 W 123RD Street #2H
South Harlem
Active
$350,000
Co-op$490/mo maintenance
157 W 123RD Street #2C
South Harlem
Active
$275,000
Co-op$517/mo maintenance
773 EASTERN Parkway #3C
Crown Heights
Active
$599,000
Co-op$793/mo maintenance
2041 5th Avenue #6C
Central Harlem
Active
$550,000
Co-op$900/mo maintenance
7 W 92nd Street #3A
Upper West Side
Active
3D
$120,000
Co-op$775/mo maintenance
424 E 115th Street #4A
East Harlem
Active
$850,000
Co-op$1,180/mo maintenance
609 COLUMBUS Avenue #12C
Upper West Side
Active
$225,000
Co-op$527/mo maintenance
451 W 166th Street #3-A
Washington Heights
Active
$315,000
Co-op$717/mo maintenance
1993 Amsterdam Avenue #33
Washington Heights
Active
$275,000
Co-op$407/mo maintenance
767 EASTERN Parkway #1B
Crown Heights
Active
$295,000
Co-op$675/mo maintenance
524 W 152ND Street #10
Hamilton Heights
Active
3D
$625,000
Co-op$832/mo maintenance
524 E 6th Street #8
East Village
Active
$499,000
Co-op$434/mo maintenance
311 E 3RD Street #3
East Village
Active
$666,449
Co-op$3,639/mo maintenance
130 Lenox Avenue #907
West Harlem
Active
$295,000
Co-op$756/mo maintenance
501 W 156th Street #25
Washington Heights
Active
$255,000
Co-op$643/mo maintenance
128 W 138th Street #3E
Central Harlem
Active
$500,000
Co-op$328/mo maintenance
317 E 3rd Street #11
East Village
Active
$310,000
Co-op$670/mo maintenance
2440 AMSTERDAM Avenue #5N
Fort George
Active
$749,000
Co-op$929/mo maintenance
209 W 118TH Street #5K
South Harlem
Active
$550,000
Co-op$755/mo maintenance
175 CLAREMONT Avenue #51
Morningside Heights
Active
$675,000
Co-op$982/mo maintenance
544 W 157th Street #44
Washington Heights
Active
$625,000
Co-op$576/mo maintenance
78 S 1ST Street #22
Williamsburg
Active
$1,250,000
Co-op$1,543/mo maintenance
1855 ADAM CLAYTON POWELL JR Boulevard #5C
South Harlem
Active
$725,000
Co-op$620/mo maintenance
582 MORGAN Avenue #3L
Greenpoint
Active
$799,000
Co-op$1,164/mo maintenance
47 Fort Washington Avenue #61
Washington Heights
Active
3D
$1,100,000
Co-op$1,250/mo maintenance
800 Riverside Drive #1C
Washington Heights
Active
3D
$365,000
Co-op$1,055/mo maintenance
478 W 158TH Street #1
Washington Heights
Active
$456,445
Co-op$885/mo maintenance
46 RIVINGTON Street #4E
Lower East Side
Active
$285,000
Co-op$604/mo maintenance
1212 Ocean Avenue #2A
Ditmas Park
Active
3D
$799,000
Co-op$640/mo maintenance
111 S 3RD Street #F5
Williamsburg
Active
3D
$349,000
Co-op$688/mo maintenance
128 W 138th Street #4B
Central Harlem
Active
$275,000
Co-op$1,000/mo maintenance
834 RIVERSIDE Drive #1E
Washington Heights
Active
3D
$465,000
Co-op$632/mo maintenance
118 SCHENECTADY Avenue #109
Weeksville
Active
$450,000
Co-op$756/mo maintenance
1384 Pacific Street #A2
Crown Heights
Active
$455,000
Co-op$491/mo maintenance
444 W 54TH Street #8
Hell's Kitchen
Active
$419,000
Co-op$1,198/mo maintenance
137 W 142ND Street #4A
Central Harlem
Active
$450,000
Co-op$578/mo maintenance
611 W 156TH Street #55
Washington Heights
Active
$820,000
Co-op$1,144/mo maintenance
609 COLUMBUS Avenue #2A
Upper West Side
Active
$280,000
Co-op$583/mo maintenance
108 W 114th Street #4B
Harlem
Active
$750,000
Co-op$1,186/mo maintenance
609 COLUMBUS Avenue #14O
Upper West Side
Active
$110,000
Co-op$742/mo maintenance
1715 NELSON Avenue #4H
Morris Heights
Active
$480,000
Co-op$1,072/mo maintenance
239 W 148TH Street #4C
Central Harlem
Active
$675,000
Co-op$748/mo maintenance
316 W 47TH Street #4F
Hell's Kitchen
Active
$149,000
Co-op$920/mo maintenance
150 Featherbed Lane #3B
Morris Heights
Active
$280,000
Co-op$735/mo maintenance
50 W 112th Street #6-G
West Harlem
Active
$450,000
Co-op$862/mo maintenance
4-6 W 105th Street #6-A
Upper West Side
Active
$164,000
Co-op$569/mo maintenance
1001 Anderson Avenue #42
Highbridge
Active
$379,000
Co-op$792/mo maintenance
515 W 135TH Street #3A
Hamilton Heights
Active
$475,000
Co-op$650/mo maintenance
149 S 4th Street #1
Williamsburg
Active
$299,000
Co-op$853/mo maintenance
214 BRADHURST Avenue #6
Central Harlem
Active
$499,000
Co-op$471/mo maintenance
27 W 84th Street #1RW
Upper West Side
Active
$399,000
Co-op$578/mo maintenance
123 E 102ND Street #4D
East Harlem
Active
$120,000
Co-op$652/mo maintenance
645 Barretto Street #4J
Hunts Point
Active
$749,000
Co-op$786/mo maintenance
309 E Houston Street #4E
Lower East Side
Active
$139,000
Co-op$775/mo maintenance
424 E 115TH Street #2B
East Harlem
Active
$130,000
Co-op$775/mo maintenance
424 E 115TH Street #3A
East Harlem
Active
3D
$575,000
Co-op$2,188/mo maintenance
205 E 124th Street #3BC
East Harlem
Active
$110,000
Co-op$710/mo maintenance
185 E 163rd Street #E1
Concourse Village
Active
$199,000
Co-op$625/mo maintenance
3692 Broadway #64
Hamilton Heights
Active
$159,000
Co-op$621/mo maintenance
229 W 144th Street #41
Harlem
Active
$400,000
Co-op$454/mo maintenance
646 9TH Avenue #2FN
Hell's Kitchen
Active
$105,000
Co-op$776/mo maintenance
1200 Woodycrest Avenue #2G
Highbridge
Active
$95,000
Co-op$919/mo maintenance
1200 Woodycrest Avenue #4A
Highbridge
Active
$145,000
Co-op$1,105/mo maintenance
1200 WOODYCREST Avenue #2C
Highbridge
Active
$325,000
Co-op$429/mo maintenance
16 W 119TH Street #4C
South Harlem
Active
$389,000
Co-op$267/mo maintenance
157 BROOME Street #5E
Lower East Side
Active
3D
$100,000
Co-op$775/mo maintenance
424 E 115th Street #4C
East Harlem
Active
$450,000
Co-op$1,560/mo maint. + tax
307 W 111th Street #3W
Harlem
Active
$425,000
Co-op$1,026/mo maintenance
35 Mt Morris Park W #3E
Harlem
Active
3D
$650,000
Co-op$822/mo maintenance
100 St Nicholas Avenue #7E
Harlem
Active
$155,000
Co-op$350/mo maintenance
157 W 123rd Street #3E
Harlem
Active
$215,000
Co-op$477/mo maintenance
36 W 138th Street #52
Harlem
Active
$220,000
Co-op$637/mo maintenance
3692 Broadway #24
Hamilton Heights
Active
$399,000
Co-op$1,198/mo maintenance
137 W 142nd Street #2B
Central Harlem
Active
$220,000
Co-op$654/mo maintenance
828 GERARD Avenue #2E
Concourse
Active
$390,000
Co-op$1,325/mo maintenance
92 ST NICHOLAS Avenue #5E
South Harlem
Active
$310,000
Co-op$609/mo maintenance
211 W 144TH Street #6A
Central Harlem
Active
$243,000
Co-op$504/mo maintenance
575 OCEAN Avenue #4J
Flatbush
Active
$235,000
Co-op$525/mo maintenance
575 OCEAN Avenue #5B
Flatbush
Active
$215,000
Co-op$668/mo maintenance
880 Boynton Avenue #9A
Soundview
Active
$330,750
Co-op$827/mo maintenance
457 W 35th Street #4E
Hudson Yards
Active
3D
$95,000
Co-op$364/mo maintenance
18 E 132nd Street #1A
Central Harlem
Active
3D
$350,000
Co-op$792/mo maintenance
258 W 117th Street #24W
Harlem
Active
$240,000
Co-op$1,074/mo maintenance
94 HAMILTON Place #4C
Hamilton Heights
Active
$165,000
Co-op$750/mo maintenance
185 E 163RD Street #F4
Concourse Village
Active
$230,000
Co-op$1,110/mo maintenance
185 E 163RD Street #B2
Concourse Village
Active
$249,000
Co-op$642/mo maintenance
575 OCEAN Avenue #4B
Flatbush
Active
$340,000
Co-op$640/mo maintenance
155 W 106TH Street #3C
Manhattan Valley
Active
$1,150,000
Co-op$897/mo maintenance
1864 ADAM C POWELL Boulevard #74
South Harlem
Active
$290,000
Co-op$689/mo maintenance
524 W 152ND Street #15
Hamilton Heights
Active
$490,000
Co-op$350/mo maintenance
350 S 4th Street #6A
Williamsburg
Active
3D
$475,000
Co-op$729/mo maintenance
1521 BERGEN Street #308
Weeksville
Active
$265,000
Co-op$726/mo maintenance
78 E 127TH Street #8
Central Harlem
Active
$675,000
Co-op$382/mo maintenance
646 9TH Avenue #4FS
Hell's Kitchen
$299,000
Co-op$331/mo maintenance
695 9TH Avenue #5N
Hell's Kitchen
Active
3D
$450,000
Co-op$929/mo maintenance
209 W 118TH Street #3M
South Harlem
Active
$115,000
Co-op$695/mo maintenance
318 E 151ST Street #4B
Melrose
Active
$385,000
Co-op$776/mo maintenance
504 W 135TH Street #5C
Manhattanville
Active
$148,000
Co-op$454/mo maintenance
425 E 153RD Street #3A
Melrose
Active
$450,000
Co-op$855/mo maintenance
3115 Broadway #61
Morningside Heights
Active
$295,000
Co-op$718/mo maintenance
566 W 159TH Street #34
Washington Heights
Active
$299,000
Co-op$730/mo maintenance
330 S 3rd Street #1
Williamsburg
Active
$600,000
Co-op$969/mo maintenance
101 LINDEN Street #4E
Bushwick
Active
$699,000
Co-op$1,800/mo maintenance
409 EDGECOMBE Avenue #2A
Hamilton Heights
Active
$139,000
Co-op$692/mo maintenance
762 CAULDWELL Avenue #20
Longwood
Active
$1,800,000
Co-op$590/mo maint. + tax
141 Attorney Street #Apt 1A
Lower East Side
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.
2026 HDFC Income Requirements
Source: NYC HPD · nyc.gov/hpd · Updated Feb 2026
Income limits vary by building and are based on Area Median Income (AMI). Most HDFC co-ops require buyers to earn between 80% and 165% of AMI. The 2026 NYC AMI is $152,700 for a 3-person household (100% AMI).
80% AMI (1 person)
$95,040
Low-income threshold
120% AMI (1 person)
$142,560
Common HDFC limit
165% AMI (1 person)
$196,020
Upper HDFC limit
| Family Size | 80% AMI | 100% AMI | 120% AMI | 130% AMI | 165% AMI |
|---|---|---|---|---|---|
| 1 person | $95,040 | $118,800 | $142,560 | $154,440 | $196,020 |
| 2 people | $108,560 | $135,700 | $162,840 | $176,410 | $223,905 |
| 3 people | $122,160 | $152,700 | $183,240 | $198,510 | $251,955 |
| 4 people | $135,680 | $169,600 | $203,520 | $220,480 | $279,840 |
| 5 people | $146,560 | $183,200 | $219,840 | $238,160 | $302,280 |
| 6 people | $157,440 | $196,800 | $236,160 | $255,840 | $324,720 |
* Income limits shown are 2026 NYC HUD AMI figures. Each HDFC co-op sets its own threshold (commonly 120–165% AMI). Contact the listing agent or the building's board for the specific eligibility criteria of each property. Source: NYC HPD Area Median Income 2025.